Michigan Homeowner Assistance Fund (MIHAF)

Are you a homeowner experiencing hardships associated with the coronavirus pandemic? The Homeowner Assistance Fund was established under the American Rescue Plan to mitigate homeowner hardship by providing funds to prevent homeowner mortgage delinquencies, defaults, foreclosure, loss of utilities or home energy services and displacements of homeowners experiencing financial hardship on or after January 21, 2020, or for those homeowners who experience financial hardship that began before January 21,2020 but continued after that date.

Who Is Eligible?

• Homeowners with household incomes less than 150% of Area Median Income (AMI)
• Homeowners who own and occupy the property as their primary residence
• Homeowners must have and explain a financial hardship directly related to COVID-19 on or after January 21, 2020

Up to $25,000 Grant Per Household to Pay:

• Delinquent mortgage/housing expenses including property tax and insurance escrow shortages
• Delinquent land contract payments, mobile home consumer loan payments or mobile home park lot payments
• Delinquent property taxes
• Delinquent condominium/homeowners' association fees
• Delinquent homeowner's insurance
• Delinquent utilities, gas, electric, water, sewer
• Delinquent internet broadband services

WANT MORE INFORMATION ABOUT MIHAF?

If you would like more information about MIHAF grants, please complete the form below and someone will follow up with you promptly.