Keeping You Safe

This strong approach to security provides:

• Simple access to your accounts
• Confirms your credentials AND the device you are using
• More powerful protection against online fraud

• Automatically receive a text message if suspicious activity is identified
• Respond to confirm
• If you indicate transaction is fraud, you will recieve a mesage with a number to call, otherwise you are all set
• No need to enroll if you have a valid mobile number on your FSB account

• Every contactless transaction includes a unique code, helping to protect against fraud and keep your information safe
• Contactless transactions only work within 1-2 inches from the point-of-sale terminal
• Cards with an embedded chip provides more security and wider international acceptance
• Contactless means you do not have to insert your card into the point-of-sale terminal
• Look for this symbol:

Choose from dozens of account alerts such as:

• Security Alerts: Changes in personal information
• A deposit or withdrawal is made
• Balance drops below a specified amount
• Account is overdrawn
• Ability to track Debit Card use
• ATM usage
• Incoming and outgoing Transfers

To use First Alerts, you must be enrolled in Online Banking.

• Turn your debit card "on" or "off"
• Set point-of-sale debit card limits by
  • Amount/type for budgeting
  • Location for security including blocking international transactions
  • Merchant for self-control (do you really need those designer shoes?)
• Report a lost or stolen card quickly
• Real-time card transaction notifications
• Enriched transactions to clearly see where your purchases are made
• Recurring payment visibility for subscriptions and cards on file with merchants
• Controls and alerts for location, merchant type, and spending limit preferences
• Tracking spending by month, category and more
• Access Card Guard from "Accounts" then "Manage My Cards" or "More" on the menu then "Cards"

To use Card Guard you must have a FSB debit card and use First State Bank's Mobile Banking App.

To get the app:

Visit the Apple App or Google Play Stores and search for First State Bank Michigan or use the links below:

Mobile Banking App:

Have a question? View our FAQs

• Card Guard FAQs