Borrow Smarter


When you’re looking to borrow funds, a home equity loan or home equity line of credit (HELOC) both offer an affordable alternative to a personal loan. But which solution is right for you? Often, it depends on your borrowing needs and preferences.

A Home Equity Loan may be right for you if...

  • You want to borrow a specific amount in one lump sum

  • You prefer the stability of an interest rate and payment amount that’s fixed for the life of the loan

  • You want to consolidate high interest credit card debt with a lower rate


A Home Equity Line of Credit may be right for you if...

  • You’d like to borrow only what you need at the time

  • You prefer flexible repayment options and don’t require a fixed monthly payment amount or rate

  • You’d like the ability to have funds available to you again, once you pay off your purchases


Borrow Smarter - Get Started Today!

Take advantage of these special offers when you apply for a home equity loan, home equity line of credit, or mortgage before May 31, 2020!

  • $100 Home Depot Gift card with an approved application for a home equity loan or line of credit1

  • $200 off your mortgage closing costs2

1. Limit one gift card per household. Offers available and paid at closing with applications received through May 31, 2020. The $200 reduction in closing costs will be deducted from the settlement cost of a purchase transaction at the time of closing. Subject to credit approval.

2. Subject to credit approval. Terms and conditions apply and are subject to change. Check for details. Offers expire 5/31/2020.