We're your new neighbor!


First State Bank is now open at 1575 S. Rochester Road!

What You Can Expect at First State Bank:

  • Expert advisors and experience lenders who take the time to find the right solutions for your financial needs
  • Local decision making from local lenders
  • Checking and savings accounts that help you easily manage your money
  • A bank that is committed to the community and the people who live and work there

Lobby & Drive Thru Hours:

Monday - Thursday: 9 a.m. - 5 p.m.

Friday: 9 a.m. - 6 p.m.

Saturday: 9 a.m. - noon


Home equity loans and home equity lines of credit (HELOC) are both affordable options when you're looking to borrow funds. And when you apply for a HELOC, a home equity loan, or a mortgage before May 31, 2020, you can take advantage of these special offers from First State Bank:

  • $100 Home Depot Gift card with an approved application for a home equity loan or line of credit1

  • $200 off your mortgage closing costs2

We’ve appreciated the opportunity to get to know the Rochester community and we look forward to getting to know more of you. However, at this time out of concern for the health and well-being of our community and in accordance with the recommendations of Governor Whitmer, we will be postponing our event schedule until further notice. The events will take place at a later date and we will be providing information on the rescheduled events as soon as its available.

#WelcomeSWAGon at the Branch

Stop by and check us out, Neighbor!

In honor of our entrance to the Rochester neighborhood, our #WelcomeSWAGon team will be hosting special neighborhood open house events. Come by our new branch to enjoy complimentary food from a locally-owned food truck, "spin-to-win" prizes, learn about special offers and meet our team. For every person who stops in during the events, we'll make a $10 donation to some of the Rochester area's favorite charities. No strings or cost to enjoy -- stop in and get to know us!

Salt and Sugar Food Truck
Charity: Fleece and Thank You

Hero or Villian Food Truck
Charity: Rochester Leader Dogs for the Blind

Ribbon Cutting Celebration



We'll cut the ribbon and celebrate with the community, including our local Chamber of Commerce, local officials and the FSB Board of Directors. 

Ribbon Cutting at 4 p.m. with reception to immediately follow. 
Appetizers and Dessert from Salt and Sugar Co.
Wine and Hard Cider from Fieldstone Winery & Hard Cider

Parking is limited:
Additional parking and shuttle service is available from the parking lot of Bordine's at 1835 S Rochester Rd, Rochester Hills, MI 48307.

We appreciate our new neighbors helping us with our special day!

Financial Literacy Celebration

Save the Date: Saturday, April 18.

Our #WelcomeSWAGon Team has our youngest community members in mind as we celebrate Financial Literacy Month. Give your kids the gift of learning the value of a basic budget over Spring Break. Visit our branch and take away tips on budgeting for Kids and create a "make-and-take" budgeting bank. No cost for materials or instruction. We will be accepting RSVPs for this event in March. This event has limited seating.

Meet Us in the Community at Local Events

Seek us out and say "Hello!" as we work to support local business and our community!

Friday, April 17, 8 a.m. - 10 a.m.
Rochester Regional Chamber of Commerce "Coffee Talk"
Rochester Community House at 816 Ludlow

Friday, April 17, 6:30 p.m. - 8:30 p.m.
Rochester Rotary Club
Annual Wine & Beer Tasting Fundraiser
Bordine's - Rochester Road

Photo of Sharon Reinke


NMLS ID# 437259
P: 586-863-9361

Sharon Reinke has worked in the banking industry for over 30 years, and has spent the last 15 years in the Rochester market. In her role as Branch Manager, Sharon embraces the opportunity to connect with her customers and help them with their financial needs. She has been active in the Rochester community through her involvement with many location organizations such as the Rochester Chamber of Commerce where she is a member of the Rochester Chamber PCN Group and an Ambassador. Additionally, Sharon is a member of the Greater Rochester Rotary and is attending Leadership Greater Rochester. She is also active with the Community Foundation Women’s Fund.


Photo of Vito Pianello


P: 586-675-7054

An entrepreneur at heart, Vito understands the passion, risk and high-level of care that goes into owning a business. He’s put that to work in our community for more than 20 years, generating strong and meaningful results for area organizations.


Photo of Louise Sorg

P: 248-330-8479

With 22 years in commercial banking, Louise is tuned in to what local business owners need and how to make it happen. Offering a depth and breadth of knowledge, she delivers perfect-fit solutions that maximize ROI.


P: 586-722-2860, Ext. 1
Schedule an Appointment Online
Our Approach

Gino has been a Financial Consultant to individuals and small businesses for over 25 years. He has a BBA from Grand Valley State University with a Major in Finance. He has lived in Macomb Twp. for over 35 years and is committed to making his community a better place to live by getting involved in events and organizations to benefit the area. 

Photo of Ann Mickens


NMLS ID# 1694334
P: 248-225-1205

With over 30 years of banking experience, Ann Mickens is an experienced and reputable advisor who has most recently focused her expertise on mortgage lending. A long-time resident of the Rochester area, Ann Mickens is a Member and an Ambassador of the Rochester Chamber of Commerce, and has completed the Chamber’s Leadership Program. She’s a past Board Member of the Rochester Public Library. In addition to her involvement with the Chamber, Ann is an ardent supporter of local businesses and charitable organizations, such as Blossom Ridge, Leader Dogs for the Blind, Rainbow Connection, and Blessings in a Backpack.

Photo of Ken Ebaugh


NMLS ID# 519784
P: 248-270-6278

As your “Singing Lender,” Ken takes pride in finding the financing opportunity for the needs of his clients that hits all of the right notes. He always works to provide personalized service and expert advice – and enjoys creating clients for life. A classically trained vocalist, Ken enjoys combining his love of singing with his passion for helping his clients achieve their goal of homeownership. 

1. Limit one gift card per household. Offers available and paid at closing with applications received through May 31, 2020. The $200 reduction in closing costs will be deducted from the settlement cost of a purchase transaction at the time of closing. Subject to credit approval.

2. Subject to credit approval. Terms and conditions apply and are subject to change. Check for details. Offers expire 5/31/2020.