Save Your Way

No matter your timeline or what you’re saving for, we can help you get there. We offer FDIC-insured savings solutions to help you make the most of your money.
 

5.00% APY*
7-Month CD
 
4.75% APY*
13-Month CD

Features:

  • Minimum of $1,000 is required to open 7-Month CD and earn APY. Minimum of $5,000 is required to open 13-Month CD and earn APY
  • Total deposits not to exceed $1,000,000
  • Security of a guaranteed rate
  • Interest compounded quarterly
4.00% APY**
Money Market
On balances $25,000 - $1,000,000

Features:

  • Minimum of $1,000 is required to open and earn APY
  • Reach your savings goals faster while having access to your funds
  • Rates increase as your balance increases**
    • Balances $1,000 - $4,999.99 earn 3.25% APY
    • Balances $5,000 - $24,999.99 earn 3.75% APY
    • Balances $25,000 - $1,000,000 earn 4.00% APY
  • Promotional rate guaranteed for 12 months from the date of account opening and is valid only for deposits up to $1,000,000

 

Open your account online or visit the FSB branch near you.

*Annual Percentage Yield (APY) as of 4/26/2023. Rates on certificates of deposit accounts are fixed for the duration of the term unless otherwise disclosed; fees could reduce earnings; penalty may be imposed for early withdrawal on Certificate of Deposit accounts. You must deposit at least $1,000 to open the 7-Month CD and earn APY. You must deposit at least $5,000 to open the 13-Month CD and earn APY. Total deposits may not exceed $1,000,000. Deposits must be new funds to First State Bank. Current First State Bank customers are eligible to make a one-time transfer from another First State Bank account of up to $10,000 with the deposit of $2,000 or greater in funds new to First State Bank. Limit one account transfer offer per tax-reported owner. Promotional offer subject to change or cancellation at any time.

**Annual Percentage Yield (APY) accurate as of 4/26/2023 and subject to change. This is a variable rate account and the interest rates and APYs may change at any time. Limited time offer. Limit one account per Tax ID. Balances from $1,000 to $4,999.99 earn 3.25% APY. Balances between $5,000-24,999.99 earn 3.75% APY. Balances $25,000 - $1,000,000 earn 4.00% APY.  Promotional rate guaranteed for 12 months from date of account opening and is valid only for deposits up to $1,000,000. Other terms and restrictions apply.  A minimum of $1,000 to open account and earn APY. Deposits must be new funds to First State Bank. Current First State Bank customers are eligible to make a one-time transfer from another First State Bank account of up to $10,000 with the deposit of $2,000 or greater in funds new to First State Bank. Fees may reduce earnings. Make up to six withdrawals per monthly statement cycle via ATM, in-branch transaction, or online transfer. After six withdrawals, an excess transaction fee will apply for each withdrawal. Interest may be reported on a form 1099-INT for tax purposes. Limit one account transfer offer per tax-reported owner.
Promo Code: MMKT2023