Tis the Season to Be Saving

For many of us, this time of year involves increased spending as the holidays approach. This year, give yourself the gift of savings. Tis the season to be saving with great rates from First State Bank. No matter your timeline or what you’re saving for, we can help you get there.

Business accounts must be opened at a First State Bank branch. Consumer accounts can be opened online, or at the branch nearest you.

5.40% APY*
15-Month CD

Features:

  • Minimum of $1,000 is required to open 15-Month CD and earn APY. 
  • Security of a guaranteed rate
  • Interest compounded quarterly
4.50% APY**
Money Market
On balances $25,000+

Features:

  • Minimum of $1,000 is required to open and earn APY
  • Reach your savings goals faster while having access to your funds
  • Rates increase as your balance increases**
    • Balances $1,000 - $4,999.99 earn 3.50% APY
    • Balances $5,000 - $24,999.99 earn 4.00% APY
    • Balances $25,000+  earn 4.50% APY
  • Promotional rate guaranteed for 12 months from the date of account opening.

Start Saving Today

Open Online

*Annual Percentage Yield (APY) as of 11/06/2023. Rates on certificates of deposit accounts are fixed for the duration of the term unless otherwise disclosed; fees could reduce earnings; penalty may be imposed for early withdrawal on Certificate of Deposit accounts. You must deposit at least $1,000 to open the 15-Month CD and earn APY. Deposits must be new funds to First State Bank. Current First State Bank customers are eligible to make a one-time transfer from another First State Bank account of up to $25,000 with the deposit of $5,000 or greater in funds new to First State Bank. Limit one account transfer offer per tax-reported owner. Promotional offer subject to change or cancellation at any time.

**Annual Percentage Yield (APY) accurate as of 11/06/2023 and subject to change. This is a variable rate account and the interest rates and APYs may change at any time. Limited time offer. Limit one account per Tax ID. Balances from $1,000 to $4,999.99 earn 3.50% APY. Balances between $5,000-24,999.99 earn 4.00% APY. Balances $25,000+ earn 4.50% APY.  Promotional rate guaranteed for 12 months from date of account opening. Other terms and restrictions apply.  A minimum of $1,000 to open account and earn APY. Deposits must be new funds to First State Bank. Current First State Bank customers are eligible to make a one-time transfer from another First State Bank account of up to $25,000 with the deposit of $1,000 or greater in funds new to First State Bank. Fees may reduce earnings. Make up to six withdrawals per monthly statement cycle via ATM, in-branch transaction, or online transfer. After six withdrawals, an excess transaction fee will apply for each withdrawal. Interest may be reported on a form 1099-INT for tax purposes. Limit one account transfer offer per tax-reported owner. Promotional offer subject to change or cancellation at any time.
Promo Code: MMKT2023