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4.00%1 APY
6-Month CD
3.80%1 APY
12-Month CD
A Certificate of Deposit (CD) is a smart, low-risk way to grow your savings. You lock in a fixed interest rate—often higher than a regular savings account—for a set period of time. That means no surprises, just steady growth. It’s perfect if you’re saving for something down the road and want your money to work for you without the worry.
4.00%2 APY
Money Market
On balances $25,000+
A money market account gives you the best of both worlds: higher interest than a standard savings account and easy access to your money when you need it. It's a smart choice if you want to earn more without locking your cash away. With added flexibility and steady growth, it’s savings that keep up with your goals.
1. Annual Percentage Yield (APY) as of 04/01/2025. Rates on certificates of deposit accounts are fixed for the duration of the term unless otherwise disclosed; fees could reduce earnings; penalty may be imposed for early withdrawal on Certificate of Deposit accounts. You must deposit at least $1,000 to open the 6-Month or 12-Month CD and earn APY. These rates may change at any time without prior notice.
2. Annual Percentage Yield (APY) accurate as of 03/20/2025 and subject to change. This is a variable rate account and the interest rates and APYs may change at any time. Balances from $0 - $999 earn 0.01% APY. Balances from $1,000 to $4,999.99 earn 3.00% APY. Balances between $5,000-24,999.99 earn 3.50% APY. Balances $25,000+ earn 4.00% APY. Other terms and restrictions apply. A minimum of $1,000 to open account. Fees may reduce earnings. Make up to six withdrawals per monthly statement cycle via ATM, in-branch transaction, or online transfer. After six withdrawals, an excess transaction fee will apply for each withdrawal. Interest may be reported on a form 1099-INT for tax purposes.