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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Your Hometown Bank

More than the way you bank, it's the way you live.

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Money Works, Not Money Worries-Home Equity Options

Money Works, Not Money Worries

Home Equity Loan & Line of Credit Specials

Tap into your home's equity and move forward with confidence.

Smart Money Moves Matter-CD+MM

Smart Money Moves Matter

CD & Money Market Options

Whether you're covering unexpected expenses, tackling home projects, or growing your savings, we're here to help you build a strong financial safety net.

HOT DOGGIN' SAVINGS

HOT DOGGIN' SAVINGS

Minor Savings Account

It’s time to roll up your sleeves and sizzle your way to amazing savings. Just like grilling the perfect hot dog, you can cook up your savings goals and relish the rewards. 

Why Us

We don't just work here, we live here too. We're proud to be your neighbor and to share this community with you. Being local means that we understand the market, and we understand your financial goals which allows us to help you find the right solutions to achieve them.

First State Bank can deliver that small-town personalized customer care hand-in-hand with the exceptional products and convenient services. It's that combination of familiarity, convenience, and expertise that has been the foundation of our success for all of these years.

First State Bank History

What People Are Saying

One of our core values at First State Bank is being relationship-centric. One of the best ways to tend to relationships is through communication. If you have something worth sharing, please let us know. If you have feedback on your experience, we encourage you to "review us." After over 100 years of serving our neighborhood, it’s always nice to hear from you.

Paul Buscemi

Carmella Foods

The larger banks never really gave us the personal touch we get from First State Bank.

Charles J. Moran, President

iCare of Michigan

Your team's approach and treatment of our organization has left us genuinely in awe. The level of respect, dedication, and genuine care you've shown aligns perfectly with our mission and values.

C. Reichert

Eastpointe Customer

I have been banking with you for over 60 years. Love everything about this bank!

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