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SBA Loans

Business > Grow Your Business > SBA Loans

Access the Capital You Need to Grow

Getting the capital you need to grow your business shouldn’t be a challenge. A Small Business Administration (SBA) loan from First State Bank gives you access to lower down payments, competitive rates, and flexible terms designed to help your business grow. Whether you’re purchasing equipment, refinancing debt, or taking on a new opportunity, SBA loans make it easier to achieve your goals.

As a designated SBA Preferred Lender, we streamline the process so you can focus on growing your business.

Why Choose an SBA Loan?

SBA loans are ideal for:

  • Lower Down Payments: Keep more cash on hand for your business.
  • Competitive Rates: Affordable financing to support your goals.
  • Flexible Terms: Loan structures designed to fit your needs.
  • Quick Approvals: Faster decisions through our Preferred Lender status.

Explore Your SBA Loan Options:

  • SBA 7(a): A versatile loan for a wide range of needs like working capital, debt refinancing, or real estate.
  • SBA 504: Financing for major fixed assets like equipment or owner-occupied real estate.
  • SBA Express: Quicker approval for smaller loan amounts.
  • SBA Patriot Express: Designed for veterans and their families to support business growth.

What Can an SBA Loan Help You Achieve?

  • Purchase owner-occupied commercial real estate or leasehold improvements.
  • Acquire another business or fund a start-up.
  • Refinance existing debt for better terms.
  • Buy equipment or inventory to support daily operations.
  • Access working capital to keep your business moving.
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Find the Right SBA Loan for Your Business

Ready to get started? Call or email our team today to schedule a meeting with one of our commercial lending experts. We’ll work with you to explore your options and find the best solution to achieve your business goals.

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