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Merchant Services

Business > Pay and Collect > Merchant Services

Manage Payments and Keep Things Running Smoothly

Running a business is no small task, and managing payments shouldn’t make it harder. That’s why First State Bank has partnered with Clover® to bring you an all-in-one point-of-sale (POS) solution that makes payment processing and business management easy! Whether you’re running a small shop or a growing franchise, we’ve got the tools to help you do business - better.

  • Flexible Payment Options: Accept EMV® chip cards, Samsung Pay®, GooglePay™, and Apple Pay®.
  • More Security: Protect your customers and business from fraud with built-in security.
  • Customer Loyalty Tools: Drive repeat visits and boost sales with mobile loyalty and rewards programs.
  • Helpful Insights: Gain valuable insights and compare your sales to local competitors.
  • Business Management Tools: Track inventory, employee schedules, payroll, and more—all in one place.

Clover Point-of-Sale (POS) Systems

Choose the right system for your business:

  • Clover Go: A compact, wireless card reader that pairs with your mobile device to accept contactless, chip, and swipe payments.
  • Clover Flex: A handheld portable POS with a built-in receipt printer, camera, and QR scanner—perfect for payments on the go or tableside service.
  • Clover Mini: A compact countertop system with full-scale POS functionality and the ability to connect to a cash drawer.
  • Clover Station: An all-in-one countertop POS and business management system designed to run your business efficiently.
  • Clover Virtual Terminal: Take payments online with no hardware required.
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Cash Management

Streamline your business with Cash Management services from First State Bank.

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Business Checking

First State Bank business checking accounts takes the hassle out of the day-to-day management of your business finances.

Simplify Payments in Just a Few Steps

It’s easy to enroll in Merchant Services. Visit your nearest First State Bank branch,
call us, or apply online to find the right Clover® system for your business.

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