Lending Team

Not all mortgage loans are created equal. Then again, not all lenders are, either. At First State Bank, we pride ourselves on being different – we are proud of our team of lenders who listen. Whether you’re a first time buyer, or you’ve been around the block before, our lenders will work with you to find a home loan that best fits your needs.

Give us a call today or contact one of our lenders to see how we can help you find the mortgage loan that’s right for you.

First State Bank NMLS ID 462643

Matt Baffo
Matt Baffo
1st Vice President, Mortgage Loan Sales Manager
NMLS ID#: 770988
Michelle Bolley
Michelle Bolley
Mortgage Loan Consultant
NMLS ID#: 1202946
James Campau
James Campau
Mortgage Loan Consultant
NMLS ID#: 336204
Joseph Choiniere II
Joseph Choiniere II
Mortgage Loan Consultant
NMLS ID#: 1734988
Ken Ebaugh
Ken Ebaugh
1st Vice President, Mortgage Loan Consultant
NMLS ID#: 519784
Robert (Bob) Falbo
Robert (Bob) Falbo
Mortgage Loan Consultant
NMLS ID#: 771014
Jordan Formica
Jordan Formica
Mortgage Loan Consultant
NMLS ID#: 2326572
Frank Foss
Frank Foss
Mortgage Loan Consultant
NMLS ID#: 653432
Sam Ghasham
Sam Ghasham
Mortgage Loan Consultant
NMLS ID#: 293006
David Godin
David Godin
Mortgage Loan Consultant
NMLS ID#: 166022
Kristy Klein
Kristy Klein
Mortgage Loan Consultant
NMLS ID#: 562645
Ann Mickens
Ann Mickens
Mortgage Consultant
NMLS ID#: 1694334
 Nicholas Murri
Nicholas Murri
Mortgage Loan Consultant
NMLS ID#: 2222345
Manny (Lawerence) Nino
Manny (Lawerence) Nino
Mortgage Loan Consultant
NMLS ID#: 830317
Michael Paliwoda
Michael Paliwoda
Mortgage Loan Consultant
NMLS ID#: 811963
Lisa Marie Pevac
Lisa Marie Pevac
Mortgage Loan Consultant
NMLS ID#: 168991
Marc Reneau
Marc Reneau
Mortgage Loans Manager
NMLS ID#: 140035
David Scott
David Scott
1st Vice President, Mortgage Loan Consultant
NMLS ID#: 972528
Shawn Williams
Shawn Williams
Mortgage Loan Consultant
NMLS ID#: 2274948