Convenience Services

• Withdraw cash, transfer funds, check account balances and make deposits with your First State Bank Debit Card¹
• Fee-free¹ access to 43,000 nationwide and 11,500 international ATMs
• Totally free rewards when you use your FSB Debit Card with the FSB Perk Points Program²
• Use Card Guard to protect your debit card against fraud and set limits based upon amount, type, location and merchant
• For added protection when making online, phone, or mail-order purchases, register your card with MasterCard SecureCode
• Cards with an embedded chip provides more security and wider international acceptance
• Contactless means you do not have to insert your card into the point-of-sale terminal
• Every chip transaction and every contactless transaction includes a unique code, helping to protect against fraud and keep your information safe
• Contactless transactions only work within 1-2 inches from the point-of-sale terminal
• All cards participate in Mastercard Automatic Billing Updater program

Merchants are rolling out support for contactless payment each day – but depending on the location, you will have the option to Insert your card, Swipe your card, or Tap to pay.

Personalize it! You can create a custom debit card by uploading the photo of your choice to our online card creator or choose a photo from the gallery to give your card a new look for a small fee³.


Get started creating your personalized debit card now.

Have questions? View our FAQs:

• Personalized Debit Card FAQs
• Image Guidelines for Personalized Debit Cards

• Surcharge-free transactions nationwide
• Surcharge-free transactions worldwide –  ATMs in Mexico, Canada, the United Kingdom and Australia
• No sign up required, no forms to fill out, use your existing First State Bank Debit Card

Have questions? View our FAQs:

• ATM Usage FAQs

• Turn your debit card "on" or "off"
• Set point-of-sale debit card limits by
  • Amount/type for budgeting
  • Location for security including blocking international transactions
  • Merchant for self-control (do you really need those designer shoes?)
• Report a lost or stolen card quickly
• Real-time card transaction notifications
• Enriched transactions to clearly see where your purchases are made
• Recurring payment visibility for subscriptions and cards on file with merchants
• Controls and alerts for location, merchant type, and spending limit preferences
• Tracking spending by month, category and more
• Access Card Guard from "Accounts" then "Manage My Cards" or "More" on the menu then "Cards"

To use Card Guard you must have a FSB debit card and use First State Bank's Mobile Banking App.

To get the app:

Visit the Apple App or Google Play Stores and search for First State Bank Michigan or use the links below:

Mobile Banking App:

Have a question? View our FAQs

• Card Guard FAQs

• Check balances
• Transfer funds
• Confirm deposits or cleared checks
• Pay bills, pay people and transfer money to and from other banks
• Print statements or a copy of a check
• Keep track of your account with account alerts
• And more!

Have questions? View our FAQs:

• Online Banking FAQs

• Securely pay bills through Online or Mobile Banking – at any time, from nearly anywhere
• Easy biller set-up - the most popular billers are already set-up
• Scheduling is easy – set up one-time or repeating payments, even months in advance
• Receive electronic versions of your bills AND reduce clutter and paper waste

To enroll:

Click the billpay button in Online Banking.

• Check balances even without logging in with Instant Balance
• Get history
• Transfer funds
• Deposit Checks
• Pay bills
• Locate on a map FSB Branches/ATMs or surcharge-free Allpoint ATMs

To get the app:

Visit the Apple App or Google Play Stores and search for First State Bank Michigan or use the links below:

Mobile Banking App for phones:
 

Mobile Banking App for tablets:

Have questions? View our FAQs:

• Mobile Banking FAQs
• Mobile Deposit FAQs

You can perform many functions:

• Check balances
• Get history
• Transfer funds
• Locate on a map FSB Branches/ATMs or surcharge-free Allpoint ATM

Have questions? View our FAQs:

• Mobile Banking FAQs

Choose from dozens of account alerts such as:

• Security Alerts: Changes in personal information
• A deposit or withdrawal is made
• Balance drops below a specified amount
• Account is overdrawn
• Ability to track Debit Card use
• ATM usage
• Incoming and outgoing Transfers

To use First Alerts, you must be enrolled in Online Banking.

• Looks just like your paper statements
• Receive statements faster
• Up to three signers on a single account can sign up for eStatements
• Reduces risk of identity theft
• Environmentally friendly – cuts down on paper usage

View our instructions on signing up for eStatements - it's simple if you're already using Online Banking!

• Check account balances
• Transfer funds between accounts
• Confirm deposits
• Make loan payments
• Request a statement
• Stop a check¹
• Access locations, hours, and directions

• Provides you with ongoing access to your credit score and report
• Monitors your credit for notable changes
• No hard pull on your credit