Important reminder: Text messages regarding First State Bank debit cards will only come from the short code number of 37268.
Additionally, they will have the text "First State Bank Fraud Center" within the message.
If you doubt a text you have received, please contact our Customer Service Center at 866-372-1275 or visit one of our branch locations
The ride of your dreams, or your car for right now, an auto loan from First State Bank can get the keys to a new or used vehicle in your hand – sooner. With competitive rates and convenient payment options, you’ve got the green light on the loan you need.
|Model Year||Term||Annual Percentage Rate with Automatic Payment*||Annual Percentage Rate without Automatic Payment*|
|2020 - 2023||Max. 60 months||Varies on term with rates as low as 3.99%||Varies on term with rates as low as 4.49%|
|2020 - 2023||Max. 72 months||Varies on term with rates as low as 4.49%||Varies on term with rates as low as 4.99%|
|2014-2019||Max. 48 months||Varies on model year with rates as low as 4.99%||Varies on model year with rates as low as 5.49%|
|2014-2019||Max. 60 months||Varies on term with rates as low as 5.49%||Varies on term with rates as low as 5.99%|
Rates current as of: October 3, 2022
* Current rates are based on promotional offer and Service Fee is temporarily waived. APR is Annual Percentage Rate. Lowest annual percentage rate assumes excellent credit history, automatic loan payment from a FSB account, 10% down payment on a new car financed for 60 months. A $25,000 loan under these assumptions, would result in a $460.36 monthly payment.
Loans subject to credit approval, verification and collateral evaluation.
Fair Lending: The Federal Fair Lending laws, (Fair Housing Act, Equal Credit Opportunity Act, Community Reinvestment Act, and the Home Mortgage Disclosure Act), prohibit discrimination in credit transactions. In accordance with the these laws, First State Bank promotes fair housing choice and does not discriminate against any person on the basis of race or color, religion, national origin, sex, marital status, age, lawful source of income, familiar status, handicap, disability, sexual orientation or gender identity.