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Credit Cards

Searching for a low rate? Want to earn rewards when you use your card? No matter your credit card needs, you have a choice. Whatever you’re looking for, we’ve got a card that’s right for you.

Would you like a longer intro rate?

Visa Platinum Card

  • Extended introductory offer
  • Save on interest and pay down your other credit card balances


Would you like to earn rewards?

Visa Bonus Rewards Card

  • Earn 1 point for every net $1 you spend, plus get a 25% bonus (that’s equivalent to 1.25 points) on all points earned every month, automatically1
  • $25 cash back after your first purchase

Cash Rewards American Express Card

  • Earn up to 3% cash back on gas
  • Earn up to 2% cash back at supermarkets and 1% on all other purchases
  • $25 cash back after your first purchase


Would you like to build your credit?2

Visa Secured Card

  • For someone starting a credit history or someone who has been turned down for a credit card


Have a First State Bank credit card? Click here to access your account.

1. The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points).

2. Late payments and going over the credit limit may damage your credit history.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc, and American Express. American Express is a federal registered service mark of American Express.

Rewards points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied six to eight weeks after first purchase and are not awarded for balance transfers or cash advances.