Effective November 18, 2020, all FSB branch lobbies will be open by appointment only. Our Chesterfield location is temporarily closed and will reopen on Monday, November 30. Our Eastpointe (9 Mile) location is temporarily closed until further notice. Visit our COVID-19 Update page to learn more.
Hitting the road? Riding the waves? Turn to First State Bank for personal loan financing to get your plans in motion. RV, Boat, whatever you’re looking for – it’s a breeze with a loan from FSB.
|Type||Term||Annual Percentage Rate* as low as|
|Fixed||Up to 120 months||5.99%|
|Fixed||Up to 180 months||6.99%|
Rates current as of: November 28, 2020
For a complete schedule of loan rates on new or used automobiles, boats, recreational vehicles, trailers, snowmobiles or Jet skis, please download our Personal Loan Rates (PDF)*.
*Lowest annual percentage rate assumes excellent credit history, automatic loan payment from a FSB account, 10% down payment on a new boat financed for either 120 months or 180 months. A $40,000 loan under these assumptions, including a $150 service fee, would result in a $445.56 monthly payment for 120 months or $360.70 monthly payment for 180 months. There is a $150 service fee excluding loans secured by savings; $50 service fee for loans secured by savings.
Fair Lending: The Federal Fair Lending laws, (Fair Housing Act, Equal Credit Opportunity Act, Community Reinvestment Act, and the Home Mortgage Disclosure Act), prohibit discrimination in credit transactions. In accordance with the these laws, First State Bank promotes fair housing choice and does not discriminate against any person on the basis of race or color, religion, national origin, sex, marital status, age, lawful source of income, familiar status, handicap, disability, sexual orientation or gender identity.
Loans are subject to credit approval, verification and collateral evaluation.