Happy Holidays.
All First State Bank locations will close at Noon on 12/24 through 12/25, in observance of Christmas.
ATM, Online and Mobile Banking are available 24/7. fsb.bank/online
Other Loans
Hitting the road? Riding the waves? Turn to First State Bank for personal loan financing to get your plans in motion. Whatever you’re looking for – it’s a breeze with a loan from FSB.
Loan solutions include:
- Secured by Savings Accounts or Certificates of Deposits
- Recreational vehicles, such as travel trailers, campers, tractors – new and used
- Motorcycles
- Snowmobiles
Features
- Quick approvals
- Flexible terms
- Finance up to 90% of cash sales price for most loans
Rates
- Competitive rates
- 0.50% rate discount with autopay from a First State Bank account
| Model Year | Term | Annual Percentage Rate with Automatic Payment* | Annual Percentage Rate without Automatic Payment* |
|---|---|---|---|
| 2023 or newer | 120 Months | Varies on term with rates as low as 8.38% | Varies on term with rates as low as 8.88% |
| 2023 or newer | 180 months | Varies on term with rates as low as 8.85% | Varies on term with rates as low as 9.35% |
| 2016 - 2022 | 60 Months | Varies on term with rates as low as 9.50% | Varies on term with rates as low as 10.00% |
| 2016 - 2022 | 120 Months | Varies on term with rates as low as 9.89% | Varies on term with rates as low as 10.39% |
Rates current as of: December 21, 2024
*APR is Annual Percentage Rate. Lowest annual percentage rate assumes excellent credit history, automatic loan payment from an FSB account, 10% down payment on a new recreational vehicle financed for 120 months with $150 fee. A $25,000 loan under these assumptions, would result in a $308.54 monthly payment.
For information on Secured by Savings, Personal Lines of Credit or additional loan options, call or visit a branch.
Fair Lending: The Federal Fair Lending laws, (Fair Housing Act, Equal Credit Opportunity Act, Community Reinvestment Act, and the Home Mortgage Disclosure Act), prohibit discrimination in credit transactions. In accordance with the these laws, First State Bank promotes fair housing choice and does not discriminate against any person on the basis of race or color, religion, national origin, sex, marital status, age, lawful source of income, familiar status, handicap, disability, sexual orientation or gender identity.
Loans are subject to credit approval, verification and collateral evaluation.
