As interest rates drop, you might be wondering if the time is right to refinance your mortgage. But interest rate isn’t the only factor you’ll want to consider when it comes to knowing how much you’ll save. You’ll want to take a look at the big picture:

• The difference in interest rate
• How long you’ve been in your home – and if you plan to stay there!
• Your loan amount
• Closing costs

All of these factors will help determine if a refi makes financial sense for you.
We’re here to help you crunch the numbers. When you meet with a First State Bank mortgage loan officer, we’ll prepare a customized savings plan for you to help you know what time is the right time for you to refi. 

Fill out the form below to request your customized savings plan meeting.